• THE "NO CLOSING COSTS" MYTH

  Unfortunately, there is no way to escape the closing costs.
  Appraisers. Title/Escrow companies, attorneys, recording
  fees, etc. are all necessary in order to obtain a mortgage.

  Below are the ways in which theses mortgage closing costs
  can be paid.

  PURCHASE

  There are three ways the closing costs can be paid.

  1) Pay for them yourself at closing ("out of pocket").
  2) Negotiate for the seller to pay them.
  3) Have the lender pay for them*

  REFINANCE

  1) Pay for them yourself at closing ("out of pocket").
  2) Include them in the new loan amount.
  3) Have the lender pay for them.*

  *Please note, that the closing costs have to be paid by someone.
   If you decide to have the lender pay for them, the only way this
  can be accomplished is for the lender to charge a higher interest
  rate than the current market rate!

  
  Please call 800-803-8008 for complete details.

  80/20 Combo-620 score
• 95%-600 score, 1 loan, No MI
• 90%-550 score, 1 loan, No MI
• 85%-580 score
90%-600 score Investor

Please call 800-803-8008 for rates and additional programs. Not all programs are available in all areas. Please call for availability. Programs subject to change without notice.