"STATED INCOME/STATED ASSETS

• FIXED AND ADJUSTABLE MORTGAGES
      BOTH WITH PICK-A-PAYMENT OPTION
• STATED INCOME PROGRAMS
      80% LTV OWNER OCCUPIED
      75% LTV SECOND HOME
      70% NON-OWNER
      SELF-EMPLOYED & W-2 WAGE EARNER
• STATED INCOME/STATED ASSETS
      75% OWNER OCCUPIED
      70% LTV SECOND HOME
      65% LTV NON-OWNER
• NO 4506-T
• LOW MINIMUM PAYMENT RATES
• PORTFOLIO UNDERWRITING-NOT SOLD IN SECONDARY MARKET
• JUMBO LOANS
      $1,000,000-STATED
      $3,000,000-FULL DOC.
• PURCHASE, RATE AND TERM, CASH-OUT
• FOREIGN NATIONALS
      NO CREDIT REQUIRED
      NO REFERENCE LETTERS
• NO LIMIT ON NUMBER OF PROPERTIES OWNED
• VESTING IN TRUSTS, PARTNERSHIPS AND CORPORATIONS ALLOWED
  
  CALL 800-803-8008 FOR RATES AND FURTHER DETAILS