Super Jumbo->$650,000

Owner Occupied/Primary Residence-Purchase

• 95% LTV up to $500,000-"620" credit score required.
• 95% LTV up to $750,000-"660" credit score required.
• 80% LTV up to $1,000,000-"680" credit score required.
  15% second allowed.

"Cash-out" Refinance

• 80% LTV up to $1,000,000-No limit on "cash-out" amount-"680" credit score required.
• 65% LTV up to $2,000,000-No limit on "cash-out" amount-"700" credit score required.

Second Home

• 80% LTV up to $500,000-"640" credit score required
• 80% LTV up to $1,000,000-"700" credit score required.
• Debt-to-income can not exceed 45%.
• Loan amounts <$1,000,000-2 months PITI in reserve.
  Loan amounts >$1,000,000-$1,999,999-6 months PITI in reserve.
  Loan amounts >$2,000,000-18 month PITI in reserve.

Call us at 800-803-8008 for Today's Rate and specific requirements.